anything surprise you on the weiss list ? personally I would upward rate whole foods, any others? I must alert you, though, that many of today’s
safest banks are smaller, regional banks. So for the safest bank in YOUR area, be sure to follow my instructions on the Web
resource pages that come with your copy of The Ultimate Depression Survival Guide. Second,
whatever bank you choose, make sure your deposits remain comfortably under the old FDIC insurance coverage limits
of $100,000. The new $250,000 per account limit is temporary; not something I believe you can rely on long term. Third,
even the safest bank in America won’t be able to guarantee immediate access to your money if the U.S. government declares
a 1933-style banking holiday. But if you’ve been worrying about how to make sure you have access to your cash
even in a massive banking meltdown, I have good news for you: The simple truth is, you don’t need to have a
savings or checking account at any bank, S&L or credit union! In the 1930s banking crisis — and even in
the confusion of the Civil War — the U.S. Treasury has never defaulted on its debt. And even if you’re among the
minority of folks who would not trust the government with their money for the next 30 years, you can certainly trust them
for 13 weeks! To buy a 13-week Treasury bill directly from the U.S. Treasury Department, just go to the TreasuryDirect
website, and follow the simple instructions they provide. You will have no intermediary standing between you and your investment.
Plus, if you check the appropriate box, your Treasury bills will be automatically rolled over as they mature. Fourth,
money market funds that invest almost exclusively in short-term U.S. Treasury securities are even more convenient and can
give you most of the same deposit and checking services as a bank. Because your money is invested in Treasuries that are backed
up by the Rolls Royce of government guarantees, you never have to worry that your bank could go belly up. Plus,
while the FDIC guarantees ONLY $250,000 of the funds you have deposited in banks, there is no limit to the Treasury
Department’s guarantee on all its Treasury securities, whether you buy them directly or through money market fund. The
interest you earn is exempt from local and state taxes. The management fees are less than the account fees banks charge. When
you buy through a money fund, you can write checks on your balances, just as you do with any bank checking account —
and checking is truly free. Nor do you need separate accounts for checking, saving and time deposits. Problem: Some
of these money market funds have close their doors to new investors. But in my book and with the Web resources that come with
my book, I give you the names of funds that continue to accept new money. Plus, for my full list of 12 crucial
steps for keeping ALL of your money safe even in a worst case scenario, just grab a copy of The Ultimate Depression Survival
Guide and flip over to Chapter Six. Step #4:
Save your investments before it’s too late! If you own stocks,
the best advice anybody could possibly give you right now is, simply, “SELL!” Remember: From its peak in 1929, the Dow Jones Industrial Average fell nearly 90%. That would be tantamount to
a plunge of more than 12,600 points from the Dow’s 2007 peak this time around — to a low of approximately 1500,
or an additional 80% decline from today’s levels. But even in proportion to the size of the U.S.
economy, the debt bubble that preceded this depression is two times larger than the one that caused the great Wall
Street bloodletting in the 1930s. So it’s not a stretch to say that this bear market could be equally severe. And even
if it’s only half as bad, you’d still be looking at a further stock market decline of about 40%. So
unless you can bear additional losses of 50% … 70% … up to 80% | 
